Motorcycle ownership carries with it certain risks and responsibilities. One of those responsibilities is always to carry appropriate insurance coverage. The insurance team at H. Dean Allison Insurance, serving Altoona, PA, and the surrounding areas, is here to help you better understand your insurance options so that you can make the best insurance choices in Pennsylvania. Keep reading to learn more about motorcycle insurance.
Traditional auto and motorcycle insurance policies are similar in many ways but also different in important ways. A motorcycle policy will have different coverage amounts because the risks involved with operating a motorcycle are somewhat different than the risks involved with regular automobiles.
There are also different age restrictions on driving a motorcycle than a regular car.
Yes, just like regular auto insurance, it is against the law to operate a motorcycle in Pennsylvania without proper insurance coverage. This law is in place to protect you, the other drivers, and pedestrians as well.
If you have the proper insurance in place, you could face legal action if caught driving. This could include a ticket and possible suspension of your license.
In addition, if you are involved in an accident while you are not adequately insured, it could also result in hefty financial liability. Suppose you cause damage to another vehicle or cause injuries to other drivers or pedestrians while not covered by insurance. In that case, you will be held personally responsible for the expenses incurred. This could be a devastating financial blow. You could also be liable for any legal fees that might result as well.
To avoid these types of problems, it is wise to have insurance in place. If you want to learn more, please get in touch with us at H. Dean Allison Insurance, serving Altoona, PA, and the surrounding areas.
