Some people use their RV as a home, while others store their RVs in Florida during the winter. That might leave you with questions as to where you should insure your RV. When you drive your RV from state to state, does the protection from your insurance follow you?
At H. Dean Allison Insurance, we understand that our Altoona, PA customers have different circumstances. We want to make sure you understand how your insurance works so that you have the coverage you need.
Compact States
In the United States, you have a guarantee that you can go anywhere you want as long as you are following the basic rules. In most states, that means having a driver’s license and insurance on your vehicle. There are a few states that do not require you to have insurance, but even then you are responsible.
Because they are part of the same country, the states basically have a compact to honor what happens in another state. You don’t need a different license or insurance to go to another state.
RV Insurance In Other States
You can still make insurance claims if something happens in another state. It may be harder to pursue a claim in another state, partly because you won’t be there physically to follow up. You should make a report to law enforcement as soon as possible and make sure they have your information in case they need to follow up.
Also, let your insurance agent know right away when something happens. At H. Dean Allison Insurance, we understand how stressful it can be to deal with a theft. If you have any questions about purchasing RV insurance in Altoona, PA, please call today.
